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First-time Homebuyer?

Are you a first-time homebuyer eager to get into the market? Here are steps to take to help you decide whether you're ready to take the plunge.1. Check the selling prices of comparable homes in your area. Do a quick search of actual multiple listing service, or MLS, listings in your area on a number of websites, including the National Association of Realtors.2.Request a Quote from PatriotRate.com to get an idea of what your monthly mortgage payments would be if you bought today.3. Find out what your total monthly housing cost would be, including taxes and homeowners insurance.

Mortgage Programs: Which one is Best for You?

Mortgage Programs: Which one is Best for You?

There are 3 categories of Home Loans, government issued or guaranteed loans, non- conforming and the most common conventional loans. This is determined by the amount. Loan amounts that are within Fannie Mae and Freddie Mac limits are conforming loans. Non-conforming loans are over these established limits, and are usually referred to as jumbo loans.

Patriot Rate: Your Vetran Owned Mortgage Consultant

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